Improving Financial Behaviors Through Nudges
JOURNAL OF EXTENSION(2020)
摘要
Behavioral economics and its concept of nudges are rapidly influencing the design of community-based financial education programs. This article addresses why nudges can be useful tools for effective financial education, explains the different types of nudges introduced by behavioral economics research, presents evidence of their effectiveness from the field, and suggests ways Extension professionals can use these insights in their work. A particular focus is on nudges that are effective for personal financial behaviors.
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关键词
behavioral economics, nudges, financial education, savings behavior
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