Factors affecting adoption of online banking: A meta-analytic structural equation modeling study.

•We use Grounded-Theory Literature Review method to review the online banking literature.•We identify factors affecting pre-adoption and post-adoption of the online banking.•We use two-stage random-effects MASEM to assess our theoretical models.•We show that ten factors affect consumers’ adoption of the online banking.•The relative importance of ten factors depends on the stage of adoption.